What types of vehicles can I finance?

Vans, trucks, HGVs, minibuses, taxis, and fleet vehicles. Both new and used vehicles can be financed, subject to age and condition.

Can I finance multiple vehicles at once?

Yes, fleet and multi-vehicle finance options are available, tailored to your business's transport or logistics needs.

What’s the difference between leasing and hire purchase?

Hire purchase leads to ownership at the end of the term. Leasing allows you to use the vehicle with options to return, upgrade, or extend.

Can sole traders or small businesses apply?

We only support Limited businesses currently, including those with limited credit history.

Do I need to provide a deposit?

Some lenders require a deposit (usually around 10%), but we can also arrange 100% finance with no upfront payment if eligible.

Commercial Vehicle Finance

Tailored Commercial Vehicle Finance for UK Businesses

Whether you are expanding your fleet or replacing a single van, UK Asset Finance offers fast and flexible finance options for new or used commercial vehicles. We help you access the funding you need to keep your operations running smoothly with repayment terms that work for your business.

Secure Your Funding

IS THIS FOR YOU

What is Commercial Vehicle Finance?

Commercial vehicle finance helps businesses fund new or used vans, trucks or specialist vehicles without tying up capital. UK Asset Finance provides tailored vehicle funding through trusted lenders, with repayment terms built around your business requirements.

Who is it for

Is This Right for Your Business?

This finance solution is ideal for:

Limited companies trading for 6 months or more
SMEs with annual turnover of £100,000+
Any sector or industry
Businesses of all sizes

Find the Right Finance for Your Business

Key Benefits

What You Get

Access capital quickly – typically within 24 to 48 hours
Use funds for any purpose – growth, stock, marketing or staff
No need to dilute equity or bring in outside investors
Flexible repayment options to suit your cash flow

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Typical Loan Details

Loan Amounts and Terms

Borrow between £10,000 and £10,000,000
Terms from 6 months to 5 years
Choose from fixed or flexible repayment structures

Trusted Finance Partners

We Work with Industry-Leading Lenders

We source funding from a carefully selected panel of UK-based lenders, including:

Funding Circle
Iwoca
Capify
Fleximize
Nucleus Commercial Finance

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Get Started Today

Ready to Move Your Business Forward?

Whether you're looking to expand, invest in equipment, or improve cash flow, we're here to help. Speak to our team and discover the right funding solution for your business.

Apply Now

Government Grant Scheme

Partner Lender

We completed the very first Recovery Loan Scheme (RLS 3.0), commercial unsecured loan for Funding Circle UK

Business Loan

New Client

£100,000 unsecured funding Thousands saved each month Better Interest Rate

Vehicle Finance

Returning Client

Lower deposit Lower monthly repayments Lower interest rate No Personal Guarantee (which the dealership required)

Real Results Backed by Real Businesses

Client Success Stories That Speak for Themselves

At UK Asset Finance, we take pride in helping businesses across the UK secure funding that truly fits their needs. From fast-working capital loans to tailored asset finance, our clients trust us to deliver finance solutions that support real growth. Here are just a few examples of how we’ve made a difference.

See How We’ve Helped UK Businesses Succeed