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| UK Asset Finance

UK Asset finance

Discover Tailored Business Finance Solutions

At UK Asset Finance, we provide tailored business finance solutions for UK-based companies of all sizes. Whether you need asset finance, equipment funding, or working capital loans, we offer flexible repayment terms, competitive rates, and a hassle-free process - all designed to help your business grow with confidence.

Our Services

Find Business Finance Solutions That Work for You

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Flexible Funding for UK Businesses

Business Loans

Flexible funding for working capital, expansion, or day-to-day operations. Our business loans give UK-based companies the flexibility to manage cash flow, invest in new opportunities, or cover everyday expenses. Whether you're growing your team, launching a new product, or navigating seasonal dips, we’ll help you access the right funding - fast and with terms that suit your business.

Key features:

  • Unsecured or secured loan options

  • Flexible terms and repayment schedules

  • Fast approval with minimal paperwork

  • Loans available from £10,000 to £2 million+

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Government-Backed Business Finance

Growth Guarantee Scheme

Government-backed finance to support business growth and resilience.
The Growth Guarantee Scheme (previously the Recovery Loan Scheme) is designed to help UK businesses access affordable finance with partial government backing. Ideal for improving cash flow, investing in assets, or driving expansion.

Key benefits:

  • Backed by the British Business Bank

  • Available for most business purposes

  • Competitive interest rates

  • Up to £2 million per business

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Finance for Business Equipment & Machinery

Asset & Equipment Finance

Spread the cost of vital equipment or machinery to preserve cash flow.
Avoid large upfront costs and keep your operations running smoothly with asset and equipment finance. Whether you're acquiring IT equipment, heavy machinery, or specialist tools, we’ll help you secure the right funding solution.

Common uses:

  • Construction equipment

  • Manufacturing machinery

  • Office technology

  • Vehicles or specialist tools​

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Revenue-Based Repayment Solutions

Merchant Cash Advance

Repay funding through a percentage of your card sales - ideal for retail and hospitality.
A merchant cash advance is a flexible funding option that works with your revenue. You’ll repay a portion of daily card takings, making it perfect for businesses with fluctuating income like restaurants, salons, and shops.

How it helps:

  • No fixed monthly repayments

  • Suits seasonal or variable turnover

  • Fast approval and funding

  • No need for physical collateral

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Unlock Cash from Unpaid Invoices

Invoice Finance

Unlock cash tied up in unpaid invoices to improve your cash flow.

 

Waiting for customers to pay? Invoice finance gives you immediate access to the value of your outstanding invoices, so you can maintain steady cash flow and avoid disruption.

Benefits:

  • Access up to 90% of invoice value upfront

  • Reduce late payment impact

  • No need to take on new debt

  • Options include factoring or invoice discounting

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Funding for Vans, Trucks & Business Vehicles

Commercial Vehicle Finance

Finance options for vans, trucks, and other business vehicles. Whether you need one van or a whole fleet, commercial vehicle finance helps you spread the cost and get on the road faster. Suitable for logistics, trades, delivery services, and more.

Available for:

  • Vans, lorries, HGVs, specialist vehicles

  • New or used vehicles

  • Single or multi-vehicle fleets

Finance types:

  • Hire purchase

  • Leasing

  • Refinancing

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Finance for Buying or Developing Property

Commercial Property Finance

Funding solutions for purchasing, refinancing, or developing commercial property. Looking to buy, refinance, or renovate a commercial building? Our property finance options can support offices, warehouses, retail spaces, and more.

Use cases:

  • Owner-occupied property purchases

  • Buy-to-let commercial investments

  • Property development funding

  • Refinancing to release capital

Benefits:

  • Competitive interest rates

  • Fixed or variable repayment terms

  • Access to specialist lenders

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Smarter Funding Starts with Restructuring

Business Refinance

Looking to reduce monthly repayments, consolidate existing finance, or unlock equity from your business? Our refinance options give you the flexibility to improve cash flow, simplify debt, and strengthen your financial position with support from trusted UK lenders.

Benefits:

  • Lower monthly repayments

  • Improved cash flow and financial flexibility

  • Consolidate multiple agreements into one

  • Unlock capital tied up in existing assets

  • Switch to more competitive interest rates

  • Fast and straightforward application process

Get Started Today

Ready to Move Your Business Forward?

Whether you're looking to expand, invest in equipment, or improve cash flow, we're here to help. Speak to our team and discover the right funding solution for your business.

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