Merchant Cash Advance
Flexible Merchant Cash Advance for Retail and Hospitality
Unlock working capital through a merchant cash advance that flexes with your income. Repay a percentage of your daily card sales and access funding without the need for fixed monthly payments. Ideal for businesses with seasonal or fluctuating revenue, UK Asset Finance makes the process simple and fast.

IS THIS FOR YOU
What is a Merchant Cash Advance?
A merchant cash advance gives your business access to upfront funding, repaid through a small percentage of your daily card sales. Ideal for retail and hospitality sectors, this flexible finance option is made simple and fast with UK Asset Finance’s trusted lender partnerships.
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How quickly can I get the funds after approval?Most of our lenders can release funds within 24 to 48 hours of approval, depending on the complexity of your application.
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Do I need to provide security for the loan?We offer both secured and unsecured business loans. Smaller loans typically don’t require assets, although a personal guarantee may still be needed.
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What can I use the loan for?Anything related to your business, including working capital, stock purchases, equipment, marketing, hiring staff, or paying tax bills.
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Will my business need to have perfect credit?Not necessarily. We work with lenders who assess your overall business performance, not just your credit score.
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Can start-ups apply?Business loans are usually for companies that have been trading for at least 6 months. If you're a start-up, we may be able to offer alternative funding options.
Real Results Backed by Real Businesses
Client Success Stories That Speak for Themselves
At UK Asset Finance, we take pride in helping businesses across the UK secure funding that truly fits their needs. From fast-working capital loans to tailored asset finance, our clients trust us to deliver finance solutions that support real growth. Here are just a few examples of how we’ve made a difference.