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Refinance

Business Refinance Solutions to Improve Cash Flow

Refinance existing debt to reduce your monthly outgoings, release equity, or consolidate multiple finance agreements into one manageable facility. UK Asset Finance helps you restructure your business finance with smarter, more sustainable solutions tailored to your cash flow.

UKAF

IS THIS FOR YOU

What is Business Refinance?

Business refinance allows you to restructure existing finance arrangements, reduce monthly repayments, or consolidate debts into one streamlined facility. UK Asset Finance helps businesses improve cash flow and reduce financial strain with bespoke refinance solutions.

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Who is it for

Is This Right for Your Business?

This finance solution is ideal for:

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  • Limited companies trading for 6 months or more

  • SMEs with annual turnover of £100,000+

  • Any sector or industry

  • Businesses of all sizes

Find the Right Finance for Your Business
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Key Benefits

What You Get

  • Access capital quickly – typically within 24 to 48 hours

  • Use funds for any purpose – growth, stock, marketing or staff

  • No need to dilute equity or bring in outside investors

  • Flexible repayment options to suit your cash flow

Let's Chat
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Typical Loan Details

Loan Amounts and Terms

  • Borrow between £10,000 and £10,000,000

  • Terms from 6 months to 5 years

  • Choose from fixed or flexible repayment structures

Contact Us
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Trusted Finance Partners

We Work with Industry-Leading Lenders

We source funding from a carefully selected panel of UK-based lenders, including:

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  • Funding Circle

  • Iwoca

  • Capify

  • Fleximize

  • Nucleus Commercial Finance

Let's Chat
  • How quickly can I get the funds after approval?
    Most of our lenders can release funds within 24 to 48 hours of approval, depending on the complexity of your application.
  • Do I need to provide security for the loan?
    We offer both secured and unsecured business loans. Smaller loans typically don’t require assets, although a personal guarantee may still be needed.
  • What can I use the loan for?
    Anything related to your business, including working capital, stock purchases, equipment, marketing, hiring staff, or paying tax bills.
  • Will my business need to have perfect credit?
    Not necessarily. We work with lenders who assess your overall business performance, not just your credit score.
  • Can start-ups apply?
    Business loans are usually for companies that have been trading for at least 6 months. If you're a start-up, we may be able to offer alternative funding options.

Get Started Today

Ready to Move Your Business Forward?

Whether you're looking to expand, invest in equipment, or improve cash flow, we're here to help. Speak to our team and discover the right funding solution for your business.

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Government Grant Scheme

Partner Lender

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We completed the very first Recovery Loan Scheme (RLS 3.0), commercial unsecured loan for Funding Circle UK

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Business Loan

New Client

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£100,000 unsecured funding Thousands saved each month Better Interest Rate

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Vehicle Finance

Returning Client 

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Lower deposit Lower monthly repayments Lower interest rate No Personal Guarantee (which the dealership required)

Real Results Backed by Real Businesses

Client Success Stories That Speak for Themselves

At UK Asset Finance, we take pride in helping businesses across the UK secure funding that truly fits their needs. From fast-working capital loans to tailored asset finance, our clients trust us to deliver finance solutions that support real growth. Here are just a few examples of how we’ve made a difference.

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