How much of my invoice value can I access?

You can access up to 90 percent of the invoice value immediately, with the balance paid once your client pays the invoice.

Do I lose control of my client relationships?

No, with confidential invoice finance, your clients don’t know you're using a facility. You continue to manage your customer relationships as normal.

What industries does invoice finance work best for?

It works well for B2B businesses with long payment terms, including recruitment, manufacturing, construction, and logistics. It can work in most industries.

Can I use invoice finance for just one invoice?

Yes, this is called selective invoice finance. You choose which invoices to fund instead of committing your whole ledger.

What happens if my client doesn’t pay the invoice?

If your facility includes bad debt protection, you may not need to repay the advance. If not, you would be responsible. We will guide you through both options.

invoice finance

Fast and Reliable Invoice Finance for UK Companies

Waiting on customer payments should not hold your business back. With invoice finance from UK Asset Finance, you can release up to 90 percent of the value of outstanding invoices — improving cash flow, reducing delays, and giving you the freedom to grow without disruption.

Secure Your Funding

IS THIS FOR YOU

What is Invoice Finance?

Invoice finance enables your business to release cash tied up in unpaid invoices, improving working capital without taking on traditional debt. UK Asset Finance helps you access up to 90 percent of your invoice value through reliable UK lenders with quick turnaround times.

Who is it for

Is This Right for Your Business?

This finance solution is ideal for:

Limited companies trading for 6 months or more
SMEs with annual turnover of £100,000+
Any sector or industry
Businesses of all sizes

Find the Right Finance for Your Business

Key Benefits

What You Get

Access capital quickly – typically within 24 to 48 hours
Use funds for any purpose – growth, stock, marketing or staff
No need to dilute equity or bring in outside investors
Flexible repayment options to suit your cash flow

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Typical Loan Details

Loan Amounts and Terms

Borrow between £10,000 and £10,000,000
Terms from 6 months to 5 years
Choose from fixed or flexible repayment structures

Trusted Finance Partners

We Work with Industry-Leading Lenders

We source funding from a carefully selected panel of UK-based lenders, including:

Funding Circle
Iwoca
Capify
Fleximize
Nucleus Commercial Finance

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Ready to Move Your Business Forward?

Whether you're looking to expand, invest in equipment, or improve cash flow, we're here to help. Speak to our team and discover the right funding solution for your business.

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Government Grant Scheme

Partner Lender

We completed the very first Recovery Loan Scheme (RLS 3.0), commercial unsecured loan for Funding Circle UK

Business Loan

New Client

£100,000 unsecured funding Thousands saved each month Better Interest Rate

Vehicle Finance

Returning Client

Lower deposit Lower monthly repayments Lower interest rate No Personal Guarantee (which the dealership required)

Real Results Backed by Real Businesses

Client Success Stories That Speak for Themselves

At UK Asset Finance, we take pride in helping businesses across the UK secure funding that truly fits their needs. From fast-working capital loans to tailored asset finance, our clients trust us to deliver finance solutions that support real growth. Here are just a few examples of how we’ve made a difference.

See How We’ve Helped UK Businesses Succeed