The client has provided or will provide upon request to UK Asset Finance Ltd all such details of the application as UK Asset Finance Ltd may reasonably require and will cooperate generally with UK Asset Finance Ltd to facilitate the processing of an application for commercial funding.

UK Asset Finance Ltd and its panel of funders will collaborate with the client’s legal, accountancy, and other advisors as reasonably required to facilitate a successful outcome for the client.

UK Asset Finance Ltd has been engaged to:

• Source potential funding solutions;

• Complete an application for commercial funding using the information provided by the client;

• Package information and documentation in an appropriate format for presentation to potential funders.

In carrying out our engagement, UK Asset Finance Ltd will make inquiries of management and undertake any procedures deemed appropriate. The referred funder may also conduct credit reference searches on the corporation and its shareholders/directors. UK Asset Finance Ltd will endeavor to find a lender that offers a suitable product to meet the client’s requirements.

However, UK Asset Finance Ltd will not be responsible for any detrimental information that may come to light during the lender’s due diligence process that results in an application being declined.

Conflicts of Interest and Confidentiality

UK Asset Finance Ltd confirms that all confidential information provided by the client will be kept confidential, except as required by law or applicable regulatory, ethical, or professional obligations.

The client agrees that UK Asset Finance Ltd may take reasonable steps to preserve confidential information during and after the termination of this engagement.

Limitation of Liability

• Finance terms and interest rates are subject to change, and UK Asset Finance Ltd accepts no liability for acts or omissions resulting in the non-completion, withdrawal, or cancellation of an application.

• The client acknowledges that UK Asset Finance Ltd is not acting as an agent of the lender, and all lending decisions are solely at the lender’s discretion, for which UK Asset Finance Ltd bears no liability.

• UK Asset Finance Ltd shall not be liable for inaccurate or false information provided by the client in the application process.

• The client agrees to indemnify UK Asset Finance Ltd against any losses, claims, liabilities, or expenses arising from false or misleading information provided by the client.

• UK Asset Finance Ltd will provide professional services with reasonable care and skill but will not be responsible for losses arising from incomplete or incorrect information supplied by the client or failure to act on advice.

Privacy Notice & Data Protection

The client consents to UK Asset Finance Ltd processing personal data in accordance with the Data Protection Act 2018 for purposes including processing applications, compliance with legal obligations, and marketing activities.

The client confirms that they have the consent of any third parties whose information they disclose to UK Asset Finance Ltd for processing in connection with the application.

UK Asset Finance Ltd may share client information with relevant parties involved in processing applications, including lenders, solicitors, surveyors, and other financial service providers.

A separate Privacy Notice outlines lawful data processing bases, data retention policies, and individual rights under GDPR.

About Our Services and Costs

Products Offered: UK Asset Finance Ltd offers a range of commercial financial products, including:

• Asset Finance

• Commercial Finance

• Cashflow Finance

• Unsecured Term Loans

• Secured Term Loans

• Invoice Financing

• Merchant Cash Advances

Whose Products Do We Offer? We provide access to a comprehensive range of commercial financial solutions from across the market.

Service Provided: We do not offer financial advice or recommendations. Clients must make their own decisions regarding financial products.

Fees & Commissions: UK Asset Finance Ltd may receive commissions from lenders and charge fees separately to clients. Our fee structure is 3% on government-backed products and a minimum of 1% on core products, subject to applicable lender agreements.

Agreement of Terms

The client acknowledges that:

• UK Asset Finance Ltd does not guarantee application success or lender approval.

• UK Asset Finance Ltd will use reasonable efforts to process and submit applications but is not liable for lender decisions.

• UK Asset Finance Ltd operates a non-advised service and does not provide financial advice.

• UK Asset Finance Ltd is not liable for failure to secure finance within a specified timeframe or for the client’s failure to comply with lender terms.

UK Asset Finance Ltd reserves the right to charge an administrative fee for work carried out. Clients may request information on commissions received from lenders.

Governing Law

The application and these Terms of Business are governed by English law, with disputes subject to the exclusive jurisdiction of the courts of England and Wales.

UK Asset Finance Ltd as a Commercial Finance Broker

UK Asset Finance Ltd acts as a commercial finance broker and not a lender.

Website Terms of Use

By accessing the UK Asset Finance Ltd website, users agree to abide by its terms of service, applicable laws, and regulations.

Disclaimer

The materials on the UK Asset Finance Ltd website are provided "as is," with no warranties expressed or implied, including accuracy, reliability, or suitability for any purpose.

Limitations of Liability

UK Asset Finance Ltd shall not be liable for any damages arising from website use, including data loss or business interruption.

Accuracy of Website Materials

UK Asset Finance Ltd does not guarantee that website materials are accurate, complete, or current and may update content without notice.

Third-Party Links

UK Asset Finance Ltd is not responsible for the content of linked external sites and does not endorse them.

Modifications to Terms

UK Asset Finance Ltd may revise these terms at any time without notice. Continued website use indicates acceptance of the most current terms.

Complaints Handling

We aim to provide high levels of customer service. Complaints may be directed to: info@ukaf.co.uk